Terms and Conditions

Effective date: 1 January 2026

Acceptance of Terms

By creating an account or using any service on decredit, you confirm that you have read, understood, and agreed to these Terms and Conditions in full. If you do not agree, you must not use the platform.

These terms apply to all users regardless of account type or trading volume. decredit reserves the right to update these terms at any time. Continued use of the platform after changes are posted constitutes acceptance of the revised terms.

Use of Services

You must be at least 18 years of age and not a resident of a prohibited jurisdiction to open an account. You agree to use decredit solely for lawful purposes. Any attempt to manipulate markets, circumvent identity verification, or exploit platform vulnerabilities will result in immediate account termination and potential legal action.

User Responsibilities

You are solely responsible for maintaining the confidentiality of your login credentials and authenticator codes. decredit will never ask for your password via email or chat. Any activity carried out from your account is your responsibility unless you report unauthorized access through the official support channel within 24 hours.

You agree not to use automated bots, scrapers, or any non-human tools to interact with the platform without prior written approval from decredit. API access is permitted only within the published rate limits documented at decredit/api.

Intellectual Property

All content on decredit — including the trading interface, logo, written materials, and software — is the exclusive property of decredit and its licensors. You may not copy, reproduce, or distribute any part of the platform without explicit written permission.

Limitation of Liability

decredit is not liable for losses resulting from market volatility, network congestion, or events outside our direct control. Cryptocurrency trading carries inherent risk. You acknowledge that past performance of any asset does not indicate future results.

To the maximum extent permitted by applicable law, decredit's total liability for any claim arising from use of the platform is limited to the fees you paid to decredit in the 30 days preceding the claim.

Third-Party Services

decredit integrates with third-party payment processors, KYC providers, and blockchain networks. We are not responsible for the availability, accuracy, or conduct of these external services. Review each provider's terms independently before use.

Account Security

decredit employs industry-standard security measures including cold storage, 2FA enforcement, and real-time fraud detection. Despite these measures, no system is completely immune to risk. You accept responsibility for enabling all available security features on your account.

Your Rights

You may request a full export of your trade history, close your account at any time, and withdraw all remaining funds subject to standard network fees. Requests to delete personal data are handled under our Privacy Policy and applicable data protection regulations.

Changes to Terms

decredit will notify registered users of material changes to these Terms via email at least 14 days before they take effect. The current version is always available at decredit/terms. Your continued use after the effective date constitutes acceptance.