DeCredit’s mission is to build world first credit oracle combining on-chain and off-chain credit. User could command his own credit data and make use of it base on DeCredit’s scoring algorithm.
Stage 1（Centralized Oracle）
It is operated by the credit investigation and authenticated nodes. These nodes would be the direct data source for the oracle.
Stage 2（Semi-central Oracle）
The Oracle node will be extended to more third-party credit investigation agencies to build a global coordinated oracle credit investigation network.
Stage 3（Decentralized Oracle）
Distributed identity (Did)，use on-chain + off-chain credit data feed.
The world first "on-chain plus off-chain" omni-channel lending scenario.
Realized regional level and global level credit oracle.
Rich experiences in the credit investigation protocol, data risk control, industrial fund, etc
By cooperating with authorized credit organizations, we provide reliable, secure, and accurate credit algorithm to make your Dapps better.
OpenDeFi extends the credit-based lending model by importing off-chain credit ratings to the DeFi platform, intending to progressively reduce and finally eliminate collateral.
Launch App
MetaLine is a sailing & strategy GameFi that allows users to earn profits from maritime commerce.
Production, Trade, Naval Battle.
MetaLine
A revolutionary SocialFi to connect Users, Guilds and Crypto enthusiasts.
DeCredit is a DAO (Decentralized Autonomous Organization). The proposals are provided by community members, and all decisions are made by token holders.
LABS Group, the world’s first end to end real estate digital ecosystem, is reshaping real estate investment by segmenting investment, mortgage, and secondary markets through a regulated real estate stock exchange.
LABS Group is world's first end to end blockchain powered real estate investment ecosystem Disrupting real estate investments in the largest asset class through the world's first end to end real estate investment ecosystem by fractionalizing real estate investment. Powered by the LABS Group ecosystem token through decentralized finance( DeFi) and governance.
1. DeCredit is a decentralized lending program powered by a credit oracle that matches peer-to-peer and user-to-user ending behavior on a blockchain network. DeCredit's stable-coin lending pool is available for this collaboration with LABS Group.
2. LABS Group mints the property rights or titles of its housing assets to NFTs and deposits them into DeCredit's pledge pool. Meanwhile the credit data of the asset holder is sent to DeCredit oracle for rating benefitting the lending from DeCredit's borrowing pool with optimized liquidity.
3. LABS Group then converts the borrowed funds into fiat money and gives it to LendCo.
4. LendCo allocates funds to different t real estate projects.
5. When the investment cycle ends, LABS Groups returns funds back to DeCredit and redeems the collaterals.
Credit oracle will be applied in the following scenarios:
Over-collateralized Loan
House Renting
matches-making
Recruiting
Welfare
Develop MetaLine
We will deploy Credit Oracle on our GameFi: MetaLine.
We will build up a privacy solution and run DeCredit Scoring algorithm in a trustable environment.
We will build up a distributed storage solution. We will build our decentralized credit oracle with node and oracle aggregators
